/* Debt Qualifier Form — modern UI layer */
.dqf-wrap {
	--dqf-primary: #2563eb;
	--dqf-primary-dark: #1d4ed8;
	--dqf-accent: #14b8a6;
	--dqf-ink: #0f172a;
	--dqf-muted: #64748b;
	--dqf-border: #e2e8f0;
	--dqf-surface: #ffffff;
	--dqf-bg: #f8fafc;
	--dqf-shadow: 0 24px 70px rgba(15, 23, 42, .10);
	background-color: var(--dqf-bg);
	background-image: radial-gradient(circle at 0% 0%, rgba(37,99,235,.08), transparent 32%);
	padding: clamp(28px, 5vw, 64px) clamp(18px, 4vw, 52px);
	border: 1px solid rgba(226,232,240,.9);
	border-radius: 28px;
	font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
	box-sizing: border-box;
	box-shadow: var(--dqf-shadow);
	color: var(--dqf-ink);
	overflow: hidden;
	position: relative;
}
.dqf-wrap *, .dqf-wrap *::before, .dqf-wrap *::after { box-sizing: border-box; }
.dqf-wrap::before { content:""; position:absolute; width:220px; height:220px; right:-110px; top:-110px; border-radius:50%; background:rgba(20,184,166,.08); pointer-events:none; }

.dqf-header { text-align:center; width:100%; max-width:820px; margin:0 auto 34px; position:relative; z-index:1; }
.dqf-title { font-size:clamp(28px, 3.2vw, 42px); font-weight:800; letter-spacing:-.035em; color:var(--dqf-ink); margin:0 0 12px; line-height:1.12; }
.dqf-subtitle { display:inline-flex; align-items:center; gap:8px; color:#0f766e; background:#ecfdf5; border:1px solid #ccfbf1; padding:8px 14px; border-radius:999px; font-size:13px; font-weight:700; margin:0; }
.dqf-subtitle::before { content:"✓"; display:grid; place-items:center; width:18px; height:18px; border-radius:50%; background:#14b8a6; color:#fff; font-size:11px; }

.dqf-progress { max-width:820px; margin:0 auto 42px; display:flex; align-items:flex-start; justify-content:center; position:relative; z-index:1; }
.dqf-step-indicator { display:flex; flex-direction:column; align-items:center; gap:8px; min-width:54px; position:relative; z-index:2; }
.dqf-circle { width:42px; height:42px; border-radius:50%; border:2px solid #cbd5e1; display:flex; align-items:center; justify-content:center; font-size:13px; font-weight:800; color:#94a3b8; background:#fff; flex-shrink:0; transition:.35s ease; box-shadow:0 4px 12px rgba(15,23,42,.05); }
.dqf-step-indicator.active .dqf-circle { border-color:var(--dqf-primary); color:var(--dqf-primary); box-shadow:0 0 0 6px rgba(37,99,235,.10); transform:scale(1.06); }
.dqf-step-indicator.done .dqf-circle { border-color:var(--dqf-primary); background:var(--dqf-primary); color:#fff; box-shadow:0 8px 20px rgba(37,99,235,.22); }
.dqf-step-indicator span { font-size:11px; color:#94a3b8; font-weight:700; white-space:nowrap; text-transform:uppercase; letter-spacing:.06em; }
.dqf-step-indicator.done span, .dqf-step-indicator.active span { color:var(--dqf-primary); }
.dqf-line { flex:1; max-width:110px; height:3px; background:#e2e8f0; margin:20px 8px 0; border-radius:999px; overflow:hidden; position:relative; }
.dqf-line::after { content:""; display:block; height:100%; width:0; background:linear-gradient(90deg,var(--dqf-primary),#60a5fa); transition:width .45s ease; }
.dqf-line.done::after { width:100%; }

.dqf-question-area { position:relative; min-height:260px; }
.dqf-question { text-align:center; font-size:clamp(23px, 2.6vw, 32px); font-weight:800; letter-spacing:-.025em; color:var(--dqf-ink); margin:0 auto 28px; line-height:1.2; max-width:820px; }
.dqf-options-grid { display:grid; grid-template-columns:repeat(4, minmax(0,1fr)); gap:16px; max-width:1000px; margin:0 auto; }
@media (max-width:900px){
	.dqf-wrap{padding-left:clamp(16px,4vw,32px);padding-right:clamp(16px,4vw,32px);}
	.dqf-header{max-width:100%;}
	.dqf-progress{max-width:100%;}
	.dqf-options-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
}
@media (max-width:560px){
	.dqf-wrap{padding-left:16px;padding-right:16px;}
	.dqf-title{font-size:clamp(24px,7vw,32px);line-height:1.15;}
	.dqf-subtitle{max-width:100%;font-size:12px;padding:7px 11px;}
	.dqf-progress{width:100%;max-width:100%;overflow:visible;justify-content:space-between;padding:0 0 8px;margin-bottom:28px;}
	.dqf-step-indicator{min-width:38px;gap:6px;}
	.dqf-circle{width:34px;height:34px;font-size:11px;}
	.dqf-step-indicator span{font-size:9px;letter-spacing:.04em;}
	.dqf-line{min-width:16px;width:auto;height:2px;margin:16px 3px 0;}
	.dqf-question-area{min-height:0;}
	.dqf-question{font-size:clamp(21px,6.5vw,28px);margin-bottom:22px;max-width:100%;}
	.dqf-options-grid{grid-template-columns:repeat(2,minmax(0,1fr));max-width:100%;}
	.dqf-option-card{width:100%;min-height:120px;padding:24px 16px;}
	.dqf-option-icon{width:42px;height:42px;min-width:42px;}
	.dqf-option-card::after{right:12px;bottom:10px;width:28px;height:28px;font-size:14px;}
}
.dqf-option-card { min-height:150px; display:flex; align-items:center; justify-content:center; position:relative; background-color:rgba(255,255,255,.9); border:1px solid var(--dqf-border); border-radius:18px; padding:28px 22px; text-align:center; cursor:pointer; font-size:16px; line-height:1.35; font-weight:700; color:#1e293b; transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease, background .25s ease, color .25s ease; box-shadow:0 8px 25px rgba(15,23,42,.05); overflow:hidden; }
.dqf-option-card::before { content:""; position:absolute; inset:0; background:linear-gradient(135deg,rgba(37,99,235,.08),rgba(20,184,166,.05)); opacity:0; transition:opacity .25s ease; }
.dqf-option-card::after { content:"→"; position:absolute; right:15px; bottom:12px; width:30px; height:30px; display:grid; place-items:center; border-radius:50%; background:#f1f5f9; color:#64748b; font-size:16px; transition:.25s ease; }
.dqf-option-card:hover { transform:translateY(-5px); border-color:#93c5fd; box-shadow:0 18px 36px rgba(37,99,235,.13); color:#1d4ed8; }
.dqf-option-card:hover::before { opacity:1; }
.dqf-option-card:hover::after { background:#dbeafe; color:var(--dqf-primary); transform:translateX(2px); }
.dqf-option-card.selected { background-color:var(--dqf-primary);
	background-image:linear-gradient(135deg,rgba(255,255,255,.10),rgba(255,255,255,0)); border-color:var(--dqf-primary); color:#fff; transform:scale(.985); box-shadow:0 18px 40px rgba(37,99,235,.25); }
.dqf-option-card.selected::before{opacity:0}.dqf-option-card.selected::after{background:rgba(255,255,255,.18);color:#fff;}
.dqf-option-card:focus-visible { outline:none; box-shadow:0 0 0 4px rgba(37,99,235,.16); border-color:var(--dqf-primary); }

.dqf-option-card {
	flex-direction:column;
	gap:14px;
}
.dqf-option-icon {
	width:46px;
	height:46px;
	min-width:46px;
	border-radius:14px;
	display:flex;
	align-items:center;
	justify-content:center;
	font-size:22px;
	line-height:1;
	background-color:#eff6ff;
	color:#2563eb;
	fill:#2563eb;
	position:relative;
	z-index:1;
	transition:transform .25s ease, background-color .25s ease, color .25s ease, fill .25s ease;
}
.dqf-option-icon svg { width:1em; height:1em; display:block; }
.dqf-option-label { position:relative; z-index:1; }
.dqf-option-card:hover .dqf-option-icon { transform:translateY(-2px); }
.dqf-option-card.selected .dqf-option-icon { background-color:rgba(255,255,255,.18); color:#fff; fill:#fff; }

.dqf-final-step { display:grid; grid-template-columns:minmax(0,.9fr) minmax(360px,1.1fr); gap:48px; max-width:1000px; margin:0 auto; align-items:stretch; text-align:left; }
@media(max-width:800px){.dqf-final-step{grid-template-columns:1fr;gap:28px;}}
.dqf-final-left { padding:14px 4px; }
.dqf-final-left h2 { font-size:clamp(28px,3vw,38px); letter-spacing:-.035em; color:var(--dqf-ink); margin:0 0 14px; line-height:1.1; }
.dqf-final-left p { color:var(--dqf-muted); margin:0 0 24px; line-height:1.7; font-size:15px; }
.dqf-benefits { list-style:none; padding:0; margin:0; }
.dqf-benefits li { display:flex; align-items:center; gap:12px; margin-bottom:14px; color:#334155; font-size:14px; font-weight:650; }
.dqf-check { width:25px; height:25px; border-radius:8px; background:#ecfdf5; color:#0f766e; border:1px solid #a7f3d0; display:flex; align-items:center; justify-content:center; font-size:12px; flex-shrink:0; }
.dqf-final-right { background:#fff; border:1px solid var(--dqf-border); border-radius:22px; padding:26px; box-shadow:0 16px 40px rgba(15,23,42,.08); }
.dqf-lead-form { margin:0; }
.dqf-form-row { display:grid; grid-template-columns:1fr 1fr; gap:13px; margin-bottom:13px; }
@media(max-width:480px){.dqf-form-row{grid-template-columns:1fr;} .dqf-consent{font-size:11.5px;gap:8px;} .dqf-back-btn{min-height:42px;padding:9px 16px;}}
.dqf-lead-form input { width:100%; padding:15px 16px; min-height:52px; border:1px solid #dbe3ec; border-radius:13px; font-size:15px; background:#f8fafc; color:var(--dqf-ink); font-family:inherit; transition:.2s ease; }
.dqf-lead-form input::placeholder{color:#94a3b8}.dqf-lead-form input:hover{border-color:#cbd5e1;background:#fff}.dqf-lead-form input:focus{outline:none;border-color:#60a5fa;background:#fff;box-shadow:0 0 0 4px rgba(37,99,235,.09);}
.dqf-submit-btn { position:relative; overflow:hidden; background-color:var(--dqf-primary);
	background-image:linear-gradient(135deg,rgba(255,255,255,.10),rgba(255,255,255,0)); color:#fff; border:0; padding:16px 22px; min-height:54px; border-radius:13px; font-size:15px; font-weight:800; letter-spacing:.01em; cursor:pointer; width:100%; font-family:inherit; transition:.25s ease; box-shadow:0 12px 24px rgba(37,99,235,.22); }
.dqf-submit-btn::after{content:"→"; margin-left:9px; display:inline-block; transition:transform .2s ease}.dqf-submit-btn:hover{transform:translateY(-2px);box-shadow:0 16px 30px rgba(37,99,235,.28);background-color:var(--dqf-primary-dark);
	background-image:linear-gradient(135deg,rgba(255,255,255,.08),rgba(255,255,255,0));}.dqf-submit-btn:hover::after{transform:translateX(4px)}.dqf-submit-btn:active{transform:translateY(0)}.dqf-submit-btn:disabled{opacity:.65;cursor:not-allowed;transform:none;box-shadow:none}
.dqf-navigation { width:100%; max-width:1000px; margin:20px auto 0; display:flex; justify-content:flex-start; align-items:center; }
.dqf-back-btn { appearance:none; border:0; background:transparent; color:#64748b; min-height:40px; padding:4px 0; border-radius:10px; font:700 14px/1 inherit; cursor:pointer; display:inline-flex; align-items:center; gap:9px; transition:color .2s ease, transform .2s ease; }
.dqf-back-btn > span { width:32px; height:32px; border:1px solid #e2e8f0; border-radius:50%; background:#fff; display:grid; place-items:center; color:#475569; font-size:15px; line-height:1; box-shadow:0 2px 8px rgba(15,23,42,.05); transition:background-color .2s ease, border-color .2s ease, color .2s ease, transform .2s ease, box-shadow .2s ease; }
.dqf-back-btn:hover { color:var(--dqf-primary); transform:translateX(-1px); }
.dqf-back-btn:hover > span { background:#eff6ff; border-color:#bfdbfe; color:var(--dqf-primary); transform:translateX(-2px); box-shadow:0 4px 12px rgba(37,99,235,.10); }
.dqf-back-btn:focus-visible { outline:none; color:var(--dqf-primary); }
.dqf-back-btn:focus-visible > span { box-shadow:0 0 0 4px rgba(37,99,235,.12); border-color:#93c5fd; }
@media(max-width:560px){ .dqf-navigation { margin-top:16px; } .dqf-back-btn { min-height:38px; font-size:13px; gap:8px; } .dqf-back-btn > span { width:30px; height:30px; font-size:14px; } }
.dqf-consent { display:grid; grid-template-columns:20px 1fr; gap:10px; align-items:start; margin-top:15px; color:#64748b; font-size:12px; line-height:1.55; cursor:pointer; }
.dqf-consent input { position:absolute; opacity:0; pointer-events:none; width:1px; height:1px; }
.dqf-consent-box { width:18px; height:18px; border:1.5px solid #cbd5e1; border-radius:5px; background:#fff; display:grid; place-items:center; margin-top:1px; transition:.2s ease; }
.dqf-consent input:checked + .dqf-consent-box { background:var(--dqf-primary); border-color:var(--dqf-primary); }
.dqf-consent input:checked + .dqf-consent-box::after { content:'✓'; color:#fff; font-size:12px; font-weight:800; }
.dqf-consent input:focus-visible + .dqf-consent-box { box-shadow:0 0 0 4px rgba(37,99,235,.12); border-color:#60a5fa; }
.dqf-consent-text { min-width:0; }
.dqf-form-message{margin-top:12px;color:#b91c1c;font-size:13px;font-weight:600;}
.dqf-success{text-align:center;font-size:20px;color:var(--dqf-ink);padding:75px 20px;font-weight:750;max-width:650px;margin:0 auto;}
.dqf-success::before{content:"✓";display:grid;place-items:center;width:64px;height:64px;margin:0 auto 18px;border-radius:20px;background:#ecfdf5;color:#059669;border:1px solid #a7f3d0;font-size:28px;box-shadow:0 12px 25px rgba(5,150,105,.12);}

/* Smooth step transitions */
.dqf-question-area.dqf-step-enter { animation:dqfFadeUp .42s cubic-bezier(.2,.8,.2,1); }
@keyframes dqfFadeUp { from{opacity:0;transform:translateY(14px)} to{opacity:1;transform:translateY(0)} }
@media(prefers-reduced-motion:reduce){.dqf-wrap *{transition:none!important;animation:none!important}}

/* Optional option-icon visibility control */
.dqf-icons-no .dqf-option-icon { display:none !important; }
.dqf-icons-yes .dqf-option-icon { display:flex; }
.dqf-arrows-no .dqf-option-card::after { display:none !important; }
@media (max-width: 560px) {
  .dqf-option-card { min-width:0; padding-left:12px; padding-right:12px; }
  .dqf-option-label { overflow-wrap:anywhere; }
}