About Us
How It Works
Debt Solutions
Why Choose Us
FAQs
Carrying unmanageable debt is one of the most stressful experiences a person can face. We connect you to FCA-authorised debt solution specialists who can assess your situation, stop creditor contact, and reduce what you pay each month — giving you a clear, structured path forward.
Debt Bridge Solutions is an introducer. We do not provide debt advice directly. Our role is to understand your situation and match you with authorised, regulated debt solution providers across the United Kingdom — specialists who are bound by strict FCA conduct standards.
Every partner in our network is authorised by the Financial Conduct Authority (FCA). When you are introduced to one of our partners, you will receive honest, thorough, and fully regulated debt guidance with no pressure to commit to anything.
Many people struggling with debt are unaware of the formal, legally-backed solutions available to them — from Individual Voluntary Arrangements to Debt Relief Orders. Our purpose is to bridge that gap: getting you to the right specialist, quickly and without complexity.
From your first enquiry to speaking with a regulated debt specialist, we have made the process as clear and straightforward as possible. No complexity, no jargon — just the right guidance at every stage.
Answer a few straightforward questions about your debts, income, and circumstances. This takes around three minutes and there is no commitment required at this stage whatsoever.
Our team reviews your details and identifies the most appropriate FCA-authorised debt solution partner for your situation. Every partner in our network is vetted, regulated, and held to FCA standards.
An authorised debt adviser will reach out to walk through your options in full — including all applicable fees — honestly and without pressure. You remain in complete control at every step of the process.
Once you and your adviser agree on the right path, your debt solution is formally established. In most formal arrangements, creditor contact stops, and you move to a single manageable monthly payment.
All debt solutions are subject to eligibility and acceptance by an FCA-authorised partner. Fees may apply for ongoing services and will be explained clearly before any agreement is made. You have the right to a 14-day cooling-off period. May not be suitable in all circumstances.
Depending on your income, assets, and total level of debt, one or more of the following solutions may be available to you. Our FCA-authorised partners will assess your full circumstances before recommending any course of action.
A formal, legally binding agreement between you and your creditors, overseen by a licensed Insolvency Practitioner. An IVA typically runs for five years, consolidating your unsecured debts into one affordable monthly payment. Any remaining eligible balance may be written off upon completion. Once in place, creditors are legally required to cease all direct contact.
Check If I Qualify →An informal arrangement in which your appointed provider negotiates with creditors on your behalf. Your debts are brought together into a single, reduced monthly repayment. While not legally binding, many creditors agree to pause interest and charges during a DMP, making it more achievable to work through what you owe over time.
Check If I Qualify →A formal insolvency option for those with a low income, minimal assets, and unsecured debts of up to £50,000. If granted, most repayments and creditor contact are paused for a 12-month moratorium period. If your financial situation has not materially improved by the end of that period, the debts covered by the DRO are written off.
Check If I Qualify →Scotland operates under its own legal framework for debt. Eligible residents may apply for a Protected Trust Deed — Scotland's equivalent of an IVA — or a Debt Arrangement Scheme (DAS), which allows full repayment over an extended period with creditor protection. Our partners can advise on the most appropriate Scottish route for your circumstances.
Check If I Qualify →Bankruptcy may be appropriate if you have no realistic prospect of repaying your debts and other formal solutions are not suitable. It carries serious implications — including lasting effects on your credit file and potentially certain assets — but can provide a defined end point. Our partners will always discuss this option fully and honestly before any decision is taken.
Check If I Qualify →Debt consolidation involves taking a single credit facility to combine multiple debts into one monthly repayment — often at a lower interest rate. This can simplify your financial picture and reduce the total monthly outgoing. It works best alongside considered financial planning and is most effective when the new terms compare favourably to your existing debt arrangements.
Check If I Qualify →Dealing with debt is not just a financial challenge — it is an emotional one. Our approach is built on transparency, no-pressure guidance, and a genuine commitment to connecting you with regulated professionals who can help.
Every debt solution provider we introduce you to is authorised and regulated by the Financial Conduct Authority. We do not work with unregulated operators. Your protection is not an afterthought — it is the foundation of how we operate.
Checking your eligibility carries no commitment whatsoever. You will never be pressured or rushed into a decision. You remain in full control throughout — from your first enquiry right through to any decision to proceed with a solution.
The information you share is handled in strict confidence and in full compliance with data protection law. Your details are only passed to authorised partners for the specific purpose of assessing your eligibility for a regulated debt solution.
We are an introducer — not a debt advice service — and we are completely upfront about that. When introduced to a partner, you deal directly with a qualified, FCA-regulated adviser who can provide fully personalised guidance on your options.
Debt concerns do not keep office hours. You can reach us by phone, WhatsApp, or through our online enquiry form. Our team responds promptly and ensures your introduction to a specialist happens without unnecessary delay.
From completing your enquiry to speaking with a regulated adviser typically takes under 24 hours. We eliminate unnecessary complexity so you can understand your options and take the next step feeling informed and confident.
"I was receiving multiple calls from creditors every single day. Within two weeks of my IVA being set up through the partner I was introduced to, the contact stopped completely. I hadn't known this was even possible. The relief was immediate and genuine."
"I owed over £34,000 across seven creditors and genuinely did not know where to turn. The team at Debt Bridge connected me to a specialist who was honest, patient, and thorough. My monthly outgoing went from £920 to £220. I cannot overstate how much this has changed things for my family."
"I was initially sceptical — I had seen similar adverts before and wasn't sure what to expect. But the process was transparent at every stage, there was no pressure, and the adviser explained everything clearly. I only wish I had looked into this sooner."
Every situation is unique. Our eligibility assessment takes under three minutes, carries no obligation, and connects you with the right regulated specialist for your specific circumstances — not a one-size-fits-all solution.
Check My EligibilityComplete our short form and we will match you with an FCA-authorised debt solution partner who can review your full circumstances. There is no obligation to proceed, and all discussions remain strictly confidential.
Takes around 3 minutes · No obligation · Fully confidential
By submitting this form you consent to Debt Bridge Solutions sharing your details with FCA-authorised debt solution partners who may contact you by phone, email, or SMS. We may receive a referral fee. Entering a formal debt solution will affect your credit rating. May not be suitable in all circumstances. Please read our Privacy Policy before proceeding.
Connect with an FCA-authorised debt solution partner. No obligation. No pressure. Clear, regulated guidance on your options — with the initial assessment at no charge.
For free and impartial guidance on managing your money, visit Money Helper — an independent service created to support people in taking control of their finances