Feeling Crushed by Debt? We Build Your Bridge to a Debt-Free Life.
Debt Bridge helps people across the UK turn a pile of unaffordable debts into one simple monthly payment with interest frozen, creditors off your back, and a real plan to get free.
- Interest frozen on approval
- Remaining debt legally written off
- Creditor contact stops immediately
- Keep your home in most cases
*Takes less than 60 seconds. No impact on your credit score to check.
Help also available on
Up to 90%
Unaffordable debt
potentially written off*
1 payment
Replaces multiple bills &
creditors
100% free
Check your options with no
obligation
- Trusted debt guidance
We work with some of the UK's leading debt partners
We help match you with regulated advisers who can arrange a solution such as an IVA an agreement between you and your unsecured creditors that lets you repay only what you can reasonably afford, over a fixed period. Interest and charges are frozen throughout, and at the end, any remaining eligible debt can be written off.
FCA-Regulated Advisers
Licensed Insolvency Practitioners
UK-Wide Coverage
- You're not alone in this
Say goodbye to debt stress
Debt doesn’t just hit your bank balance it follows you around. If any of this feels familiar, you’re already in the right place. Situations like,
Cards declined again
Dreading letters and calls you don't recognise
Borrowing from friends or family just to cope
Running out of money days after payday
Bills keep increasing every month
Using credit cards for daily expenses
Missing repayment deadlines
Feeling stressed about debt
If you nodded along to any of these you’re already halfway across the bridge. Thousands of people in the UK have felt exactly this, and found a clear way through.attis, pulvinar dapibus leo.
- Matched to your situation
There's no one-size-fits-all fix. So we don't offer one.
We look at your income, outgoings and goals, then match you to the debt solution that’s actually built for your circumstances.
IVA
A formal agreement to repay only what you can afford, over a fixed term. Remaining eligible debt can be written off at the end.
Debt Management Plan
Combine your unsecured debts into one affordable monthly payment, without the pressure of juggling multiple creditors.
Debt Relief Order
Freezes your debts and, for many, writes them off entirely after a set period aimed at those with little spare income.
Bankruptcy
Draws a clear line under debt that can’t realistically be repaid, giving you a genuine fresh start.
*Debt solutions can affect your credit file for a number of years, and some options involve fees. We'll always explain the pros, cons and costs clearly before you decide anything.
Free & confidential advice
Regulated debt specialists
Check your options with no obligation
Trusted by people across England, Wales, Scotland & Northern Ireland
* Debt solutions may not be suitable for everyone. Fees may apply, and your credit rating may be affected.
- Simple, human, quick
Three steps to crossing over
No paperwork marathon. No jargon. Just a straightforward conversation about what’s realistic for you.
Complete Short Enquiry Form
No paperwork marathon. No jargon. Just a straightforward conversation about what's realistic for you.
Talk to a real specialist
A friendly, experienced adviser explains your options in plain English. No jargon, no pressure.
Choose your path forward
You're always in control. If a solution's right for you, we'll help you start. If not, we'll point you elsewhere for free.
- What changes for you
What getting help could mean for you
- Stop creditor calls, letters and hassle
- One affordable monthly payment, not five
- Freeze or reduce interest and charges
- Potentially write off unaffordable debt
- Sleep at night, knowing there's a plan
Combining Unsecured Debts
Credit cards
£6,200
Personal loan
£4,800
Payday loan
£1,100
Store card / catalogue
£1,900
Total Owed
£14,000
- 78%
Illustrative reduction in monthly repayments after moving to one combined plan. Based on individual circumstances, not guaranteed.
- Whatever you owe
We help with pretty much every kind of debt
Credit Cards
Overdrafts
Payday Loans
Store Cards
Personal Loans
Council Tax Arrears
Utility Bills
Debt Collectors
CCJs
Business Debt
Personal Loans
- Why people choose us
Straightforward help, from people who actually listen
- Your first step is free
Ready to see the other side?
It takes a minute to see what you could qualify for. With zero pressure and zero obligation.
Check if you qualify
- 60 seconds
- No credit impact
- No obligation
Please note that debt solutions may not be suitable for everyone and fees may apply Click Here. Entering into an IVA will impact your credit rating.
Debt Bridge is a UK-based service that helps people struggling with debt understand their options and connects them with regulated debt advisers who can recommend the right solution for their circumstances, such as an IVA, Debt Management Plan, DRO, or bankruptcy.
Yes. Checking what you qualify for and speaking with an adviser is completely free and confidential, with no obligation to proceed. Some debt solutions themselves may involve fees, which will always be explained clearly beforehand.
Most formal debt solutions, such as an IVA, DRO, or bankruptcy, will affect your credit file, typically for around six years. This is something an adviser will explain fully so you can weigh it against the benefits of becoming debt-free.
Depending on your circumstances, certain solutions like an IVA or DRO may allow a portion of unaffordable debt to be written off. Eligibility depends on factors such as how much you owe, your income, and your assets. This isn’t guaranteed and will be assessed individually.
This varies by solution. Some options are designed for smaller debts, while others, like an IVA, typically apply to £5,000-£6,000 or more owed across multiple creditors. Our free check will help identify what you may be eligible for.
Ignoring debt usually allows interest and charges to keep building, and creditors may escalate action, including default notices, County Court Judgments (CCJs), or involving debt collectors or bailiffs. Getting advice early generally gives you more options.
No. Debt solutions like a DMP or IVA are not new borrowing they’re structured ways to repay or resolve existing debt, often at a reduced, more manageable monthly amount.
Yes. Scotland has its own debt solutions, including Trust Deeds and Debt Arrangement Schemes, which differ from options available in England, Wales, and Northern Ireland. We’ll point you to the right guidance based on where you live.
Once you’re on a formal solution such as an IVA or DRO, creditor contact and pressure typically stops as they are legally required to deal with your appointed representative instead of you directly.
Debt Bridge works with FCA-authorised and regulated debt advice partners, including licensed insolvency practitioners, to ensure any advice or solution offered meets UK regulatory standards.
- Your first step is free
Ready to see the other side?
It takes a minute to see what you could qualify for. With zero pressure and zero obligation.
Or call us free on 0800 123 4567
